Automotive Loan | Bad Credit Financing Options | Wilmington NC



Bad Credit Requires Solutions, Not Complications.

One of the most important financial decisions you'll make in life is purchasing a new car. For many Americans, this event is complicated by bad credit-and sometimes no credit at all. If you suffer from a low credit score, there is no need to panic. At Parkway of Wilmington, we know that people aren't defined by a number; after all, we've all made mistakes.

We work with people who have low, little, or no credit to help them get approved for finance loans through a number of reputable banks. Though we can make no guarantees, our finance experts have the skills to get most people---from Wilmington to Jacksonville to Leland and beyond---into a new vehicle.

How can a car loan help turn bad credit into good credit?

One of the most effective, long-term solutions to fixing or accruing credit is through a mix of different loan types. It's good to have a combination of payments that includes:

  • Mortgage/rent
  • Utilities
  • Car loan
  • Credit cards

By having a smart balance of accounts-and debt to income ratio-you can increase your credit score. Additionally, by making on-time payments, you demonstrate that you're a low risk for loan officers and banks.

Think of a car loan as a positive step in the process to prove your credit worthiness. But before you take on this monthly cost, make sure you consider how it will affect your net income as well as your ability to continue making responsible installment payments on other lines of credit.

No matter if you live in Wilmington, Jacksonville, or Leland, our team is waiting!

In addition to our great finance department, we have a team of brand specialists who are waiting to help you find and purchase a new or used vehicle. So check out our impressive inventory and stop in for a test drive today!

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Contact

Parkway of Wilmington

5920 Market St.
Directions Wilmington, NC 28405

  • Sales: (888) 670-5787
  • Service: (866) 412-2578

Hours

  • Monday 9:00AM - 7:00PM
  • Tuesday 9:00AM - 7:00PM
  • Wednesday 9:00AM - 7:00PM
  • Thursday 9:00AM - 7:00PM
  • Friday 9:00AM - 7:00PM
  • Saturday 9:00AM - 6:00PM
  • Sunday Closed